Category: first time home buyers

What is the Affect of Student Loan Debt On Homeownership?

With student debt making headlines on a regular basis, and the rates of homeownership being lower, is there a connection? Maybe. In the first issue of Consumer & Community Context, a publication from the Federal Reserve, an article by Alvaro Mezza, Daniel Ringo, and Kamila Sommer, Federal Reserve Board Division of Research & Statistics  entitled, “Can …

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Why Buying Is Investing

If you are thinking about becoming a homeowner, it is important to see your house as an investment. A home is an asset with the potential to  increase your financial stability over time. Unlike renting, where you pay your landlord’s mortgage without seeing any return yourself, homeownership works to broaden your financial worth. After purchasing …

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